Pre Paid Funeral Plans
A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non-funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service. The value of the allowance included in your plan may grow over time. There will only be more to pay at the time of the funeral if the third-party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.
At Cosgrove Funeral Service , we work in partnership with Golden Charter to provide you with a simple way to plan ahead. As one of the UK’s largest funeral plan providers1, Golden Charter has helped over 1 million people to plan ahead2, so we’re completely confident in offering their plans to you.
Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents, regardless of age or state of health.
Would you like to know more information about how a Golden Charter funeral plan could work for you? We can provide you with all of the information you need to make an informed decision for you and your family, so get in touch today!
1Based on a Golden Charter analysis and independent research of the funeral plan market size as of December 2024.
2Correct at July 2025.
Cosgrove’s IFC Ltd Trading as Cosgroves Independent Funeral Service is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).
Supportive and sensitive. I can’t praise them highly enough. Would definitely recommend!
Phil and Graham did an excellent job looking after our Grandad Les as well as the family through a very difficult time, they were with us every step of the way to make things that little bit easier for us, Great lads. Thanks again.
Very professional and compassionate service when looking after my uncle, I would highly recommend Cosgrove’s Independent Funeral Directors.
Phil and Graham looked after our mum when she passed away. They couldn’t of been anymore helpful and compassionate nothing was to much trouble. Would highly recommend Cosgrove’s to anybody looking for a local independent funeral director.
I would highly recommend Cosgrove’s, brothers Phil and Graham offer a very professional, friendly and compassionate approach. They looked after my brother Paul Allen with exceptional empathy. I cannot praise them enough. It is testament to their professionalism that we now plan to pre pay for both mine and my husband’s funerals with Cosgrove’s. Thank you both.
Compassionate, caring, professional just a few words to describe Phil and Graham Cosgrove. In times of grief it is so important to have the right Funeral director caring for your loved one and family and Cosgrove’s couldn’t have done more. The care they gave to my brother Paul Allen was second to none and the compassion shown to all family members will never be forgotten. I would highly recommend Cosgroves Independant Funeral Directors.